Ryan Otto leads Accent Financial Services as its President and Owner, transforming tax and accounting challenges into strategic opportunities for entrepreneurs and small businesses. Widely recognized as the “Taxsmith” in the Main Street Certified Tax Advisor community, his mission is to empower clients with clarity, control, and confidence in their financial lives.
A Wealth of Experience
With over two decades of combined experience in small-business ownership, finance, IT, and consulting, Ryan brings a panoramic view of back-office operations. He has led accounting teams in small and mid-sized firms and served in leadership at a Fortune 500 company.
A Career Rooted in Legacy and Innovation:
Ryan began doing bookkeeping for his father’s business while still in elementary school. This early exposure to finance and entrepreneurship led him to a career that integrates tax strategy, technology, and financial insight. He eventually took over a legacy accounting practice that began on a cattle farm and evolved it into a cutting-edge advisory firm.
Leadership Philosophy
Ryan’s leadership style is anchored in education, innovation, and client advocacy. He believes the best advisor is one who teaches why strategies work, not just what to do. That belief fuels his daily commitment to studying new tax laws and business strategies—so his clients don’t have to.
His vision: to deliver a concierge-level experience that blends technical expertise with meaningful guidance and peace of mind.
Impact Through Innovation: Taxsmithing™
Ryan developed Taxsmithing™, a proprietary system for proactive tax reduction, strategic planning, and long-term implementation. This system integrates tools like the Sparkpoint™ Report and the Living Blueprint™ to help clients minimize taxes, increase clarity, and build sustainable financial power.
Under his leadership, Accent Financial Services provides a full suite of accounting services through a highly capable team and advanced technology infrastructure, ensuring accuracy, compliance, and cost-effective operations.
Core values: Integrity, Innovation, and a Client-First Mindset.
Notable Achievements:
Raised in a family of small-business owners, Ryan’s earliest memories involve balancing books and preparing tax forms with his parents at the kitchen table. Today, that passion fuels his work mentoring entrepreneurs and leading a team that shares his dedication to service.
As a serial entrepreneur and father, he intimately understands the pressures business owners face. He’s committed to helping them build companies that support the lives they want to lead.
Outside of work, Ryan cherishes time with his wife and two children, enjoying activities that bring them together, from family outings to shared adventures. He also pursues personal passions, including playing tennis, deep diving into financial education, and exploring technology and strategy. In addition, he actively volunteers in financial literacy initiatives, extending his expertise to help others achieve stability and growth.
Clients describe Ryan Otto as far more than an accountant—he is a strategic ally and trusted confidant, dedicated to protecting their interests and unlocking new opportunities for growth. Known for forging tax and business strategies with precision, creativity, and foresight, Ryan blends the discipline of a seasoned financial expert with the innovation of an entrepreneur.
Under his guidance, Accent Financial Services has become the go-to partner for business owners, entrepreneurs, and high-net-worth individuals who want more than just compliance—they want a proactive plan that reduces tax burdens, maximizes profitability, and builds long-term financial power.
Ryan’s approach is deeply personal. He invests the time to truly understand each client’s goals, challenges, and vision for the future, then crafts solutions that are as unique as the people and businesses he serves. Backed by cutting-edge tools, a skilled team, and a concierge-level client experience, his mission is simple: transform financial complexity into clarity, control, and confidence—so clients can focus on building the life and business they’ve always imagined.
With Ryan at the helm, clients can rest assured: their advisor is committed to turning financial complexity into opportunity.
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With nearly 25 years of administrative and customer service expertise, Angeliea McBride is a trusted and familiar face to many of Accent’s clients. As the vital link between clients and the Accent team, she thrives on building relationships, solving problems, and ensuring every interaction is handled with care and professionalism.
Angeliea’s dedication goes beyond managing the day-to-day operations of the office—she is passionate about creating a welcoming environment where clients feel valued and supported. Her extensive experience allows her to anticipate needs, streamline processes, and keep everything running seamlessly behind the scenes.
Known for her friendly demeanor, strong work ethic, and ability to turn challenges into solutions,
Angeliea plays a key role in ensuring Accent delivers exceptional service every time. Whether she’s coordinating schedules, answering client questions, or providing guidance to team members, she does it all with a genuine commitment to helping others succeed.
When she’s not keeping the Accent office running smoothly, Angeliea can often be found outdoors exploring nature on a hike, enjoying a good movie, or cherishing time with her two grandsons. Whether they’re on an adventure together or simply enjoying a quiet afternoon, her grandsons bring endless joy and energy to her life—keeping her both grounded and inspired.
With more than 17 years of hands‑on tax preparation experience, David M. Clark has completed thousands of business and personal tax returns—earning a reputation for making the process smooth, stress‑free, and even educational for his clients.
He has worked extensively with complex individual and small business filings, and is a trusted expert in Texas franchise tax and tax resolution, helping clients navigate challenging tax situations with clarity and confidence.
David’s approach goes beyond numbers. He believes every return tells a story and takes the time to understand his clients’ unique situations, goals, and concerns. This personalized style is rooted in his passion for sharing what he’s learned over nearly two decades in the field to help others make informed, empowered financial decisions.
A graduate of the University of Missouri–Columbia with a bachelor’s degree and Southern Methodist University with a master’s, David combines academic knowledge with practical, real‑world expertise. Clients know him not only for his precision and professionalism but also for his approachable, down‑to‑earth nature.
When he’s not working on taxes, David enjoys spending time with family and friends, staying active, and finding new ways to learn and grow—both personally and professionally.
“If I can help others become informed and make good financial and tax decisions, I am doing my job right.”
This belief drives everything Marjorie Gray does as a Senior Tax Preparer at Accent Financial Services. She works closely with clients to prepare both personal and business taxes in full compliance with state and federal laws, delivering accuracy, transparency, and peace of mind. But her work doesn’t stop at filing—Marjorie partners with clients year‑round to plan strategically, helping them maximize savings, minimize liabilities, and avoid unwelcome surprises when tax season arrives.
Marjorie is known for her strong work ethic, meticulous attention to detail, and commitment to doing things right the first time. She approaches every return with the mindset that her clients’ success is her own, making her a trusted and valued partner in their financial journey.
Before joining Accent, Marjorie spent six years in the waste management industry, where she applied her financial skills to billing operations and developed a solid foundation in accuracy, organization, and client service.
She holds a Bachelor of Arts in Psychology with a Minor in Business from the University of North Texas—a background that blends technical expertise with an understanding, people‑focused approach.
Outside the office, Marjorie has recently embraced an exciting new role—being a first‑time mom to a beautiful baby girl. She also enjoys immersing herself in her creative passions as an avid anime fan and dedicated gamer, and she shares her home with her husband and their three rescued cats, each with a personality as unique as her own.
As Accounting Relationship Manager at Accent Financial Services, Jeff Mondlock serves as the bridge between clients and their financial clarity. He combines deep accounting expertise with exceptional client care, ensuring that every business owner he works with feels informed, supported, and confident in their financial decisions.
Jeff brings extensive experience in accounting, client relationship management, and business operations. Over his career, he has worked closely with business owners across multiple industries, guiding them through bookkeeping best practices, account reconciliations, financial statement preparation, and strategic planning. His hands-on approach means he’s not just managing numbers—he’s helping clients understand them, so they can make decisions that foster growth and stability.
With a proven track record in developing strong, long-term client relationships, Jeff excels at translating complex financial data into clear, actionable insights. His role goes beyond compliance—he’s a strategic partner who ensures that each client’s unique needs are met with precision and care.
Jeff’s philosophy is simple: when clients understand their financial picture, they can better direct their future. He is committed to providing an experience where clients feel valued, informed, and empowered, knowing they have a dedicated advocate looking out for their best interests.
When he’s not working with clients, Jeff enjoys spending quality time with his family and exploring new destinations through travel. Whether it’s a weekend getaway or an overseas adventure, he values experiences that create lasting memories. This same appreciation for connection and meaningful experiences is what drives the relationships he builds with clients every day.
As an Accounting Analyst at Accent Financial Services, Sandra Lowell helps business owners gain clarity, accuracy, and confidence in their financial records. Specializing in QuickBooks Online (QBO), she ensures that client books are meticulously maintained, accounts are reconciled, and financial reports are prepared with precision—empowering business owners to better understand their company’s financial health and make more informed, strategic decisions.
With a strong academic and professional foundation, Sandra combines analytical skill, attention to detail, and a solutions-focused mindset in every engagement. She earned her Bachelor of Arts in Psychology with a Minor in Business Administration from the University of California, Berkeley—an educational combination that uniquely equips her to understand both the human and operational sides of business.
Her career path spans over eight years in accounting and finance across diverse industries:
This breadth of experience gives her a holistic understanding of accounting operations, from small business needs to the demands of publicly traded corporations.
Sandra believes that numbers tell a story—and her role is to ensure that story is clear, complete, and actionable. She approaches every client file with accuracy, organization, and a drive to help business owners not only meet compliance standards but also uncover opportunities for growth and efficiency.
Outside the office, Sandra is just as dynamic. She’s an avid pickleball player, hitting the court three to four times a week, and enjoys listening to audiobooks and podcasts to continually learn and expand her perspective. She also loves traveling with her family, exploring new places, and making memories that last a lifetime.
As Client Success & Growth Specialist at Accent Financial Services, Suzanne Souza is dedicated to helping clients achieve their financial goals while fostering long‑lasting relationships built on trust and communication. She blends her sales expertise, accounting knowledge, and people‑first approach to ensure every client feels supported and understood.
Suzanne brings a unique professional history that bridges entrepreneurship, accounting, and client relationship management. She built a successful career with Mary Kay, honing her skills in sales, customer care, and business growth strategies, and later applied her talents to the accounting field, where she strengthened her abilities in organization, accuracy, and financial processes. This combination of skills allows her to approach client success with both a strategic business mindset and a warm, personal touch.
Suzanne’s philosophy is simple: clients succeed when they feel valued and heard. She takes time to understand each client’s unique needs, ensuring they have the tools, strategies, and support to reach their goals. Her background in both sales and accounting allows her to see the big picture—connecting client relationships with measurable results.
Away from work, Suzanne enjoys an active, fulfilling life that keeps her grounded and inspired. She loves exploring new destinations, discovering great local dining spots, and staying active outdoors. Whether planning her next adventure or enjoying simple everyday moments, she brings the same energy, curiosity, and enthusiasm to life that she shares with her clients.
As Executive & Social Media Coordinator + VIP Concierge at Accent Financial Services, Nikki McBride blends precision, creativity, and concierge-level client care to ensure every interaction with the firm leaves a lasting impression. She is the connection point between the firm’s brand presence and its client experience—making sure both reflect the trust, excellence, and personal attention Accent Financial Services is known for.
Nikki brings a unique combination of 12 years in the medical field and a deep understanding of high-touch client service. She holds multiple certifications in allergy, asthma, and immunology, and spent three years teaching in the (PISD) School District. These experiences honed her skills in precision, organization, communication, and the ability to thrive under pressure—qualities she now channels into managing executive operations, overseeing the firm’s social media presence, and delivering VIP-level concierge services to the firm’s most valued clients.
Nikki believes that the difference between good service and exceptional service lies in attention to detail, authentic connection, and consistent follow-through. She strives to align every message, meeting, and moment with the firm’s values—transforming everyday touch-points into experiences that inspire trust and loyalty.
Her role spans executive coordination, brand communications, and client relations. She creates engaging content that strengthens the firm’s online presence, ensures smooth front office flow, and provides personalized support that makes clients feel valued and understood. Through her work, Nikki enhances both the internal harmony of the team and the external perception of the brand.
Outside the office, Nikki is all about connection, adventure, and family. She enjoys kayaking, going to concerts, and spending time with her two sons and three dogs. She brings the same energy and warmth from her personal life into her work—making every client interaction as genuine and meaningful as the relationships she values most.
Accent Financial Services
945 Stockton Drive, Suite 3120, Allen, TX, 75013
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